Investment Planning

Our goal is to make financial analysis easy. Many people do not have the time to make sound investment choices and monitor the performance of investments. We will assist you with your individual portfolio, corporate and individual relevant accounts, as well as, education funds for your loved ones. We will make individual recommendations only after discussing your goals. We will consider a wide range of investment opportunities and always with our clients best interests in mind.

Mutual fund families we use:

American Funds
American Century
Invesco
MFS Investments
Fidelity Advisor Funds
Wells Fargo Advantage Funds
Blackrock Funds
Putnam Funds

… And many more.

For college funding, we provide 529 plans and for Illinois residents, the Illinois Bright Directions.

Professional Benefits Group and Osaic are not affiliated with any mutual fund family.

Have you started an investment plan or looking to review what you’ve begun?

We can assist you in determining the best way to approach your investment plan.

Comprehensive Financial Services

Professional Benefits Group is an independent firm providing comprehensive and integrated planning, insurance and investment services, and support to families and businesses.

PBG is committed to providing quality financial guidance to help envision and assist you in working towards your personal financial goals. This is accomplished by providing honest, independent advice that you can expect from us over the years. We are committed to providing you with a clear, focused plan on ways that can maximize your financial potential, and we develop a personalized plan to help guide your personal financial goals.

PBG is a relationship and service-oriented business. With that in mind, you can expect ongoing feedback and service. As your goals change, we will change with you.

Our Services

We are committed to providing quality financial guidance to help you envision and build your financial goals. Explore our full range of services below.

Retirement Plans

Employer sponsored plans include traditional 401k, Roth 401k, Safe Harbor 401k, SEPs (Simplified Employee Pension), and Simple IRAs.

Group Insurance

Group benefits are often used to attract and retain employees. Professional benefits group provides group benefits for employers with 2+ employees.

Long Term Care

Long-term care insurance is meant to reimburse the policyholder for expenses incurred during your care. The policy will include a waiting period, a benefit period as well as home health care and inflation protection. Many states have participating policies.

Life Insurance

Transform uncertainty into stability with a life insurance policy, designed to offer financial security and comfort for your family when they need it most.

Investment planning is the process of identifying your financial goals and making a strategy to assist you in working towards them. Investment planning starts with assessing your financial goals and making a list of your goals and ends with investment and regular portfolio monitoring.

Personal Retirement

Retirement planning includes a wide range of ideas and must include social security as well as any pensions. Our goal is to help you maximize your retirement income while preserving your legacy.

Fixed Annuities

This type of annuity comes with guarantees. A guaranteed minimum interest rate and your principal is guaranteed. The rate can fluctuate but will never go below the stated minimum.

Indexed Annuities & RILAs

These annuities come with an opportunity for growth as well as downside protection they are typically tied to the S&P 500, the Dow or another market index. How these products are sold makes the difference on how they perform. They are very much worth the discussion but must be a part of your financial goal.

Variable Annuities

A variable annuity can increase and decrease in value depending on how the market’s perform. Most have various investment options from many fund families. As well as all annuities these grow tax deferred and are a nice addition to your investment or retirement plan.