Fixed Annuities

Fixed Annuities – allows you to lock in a rate of earnings that, Even over a long period of time, remains unaffected by market volatility. The principal investment and specified interest rate are guaranteed. There is also a guaranteed minimum interest rate. Fixed annuities for tax deferred.

Fixed annuities are frequently annuitized. Annuitization is when you trade your lump sum for a regular monthly income for the rest of your life, no matter how long you live.

Are you trying to determine if a fixed annuity is right for you?

If you are a conservative investor, we will help you determine if this is right for you.

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Annuities are long-term investments designed for retirement purposes. Withdrawals of taxable amounts are subject to income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal charges. Optional riders have limitations and are available for an additional cost through the purchase of a variable annuity contract. Guarantees are based on the claims paying ability of the issuing company.